First-Time Buyer's Guide
Step-by-step guide for buying property in Bangladesh
1. Set Your Budget
Determine how much you can afford including registration costs, legal fees, and future maintenance.
- Calculate total cost including 8-12% registration fees
- Get pre-approved for a home loan if needed
- Keep 10% buffer for unexpected expenses
2. Research Locations
Find areas that match your lifestyle, commute, and investment goals.
- Check future development plans
- Verify water, electricity, gas availability
- Research neighborhood safety and amenities
3. Shortlist Properties
Use JonmoBhoomi filters to find properties matching your criteria.
- Save favorites for comparison
- Check property history and price trends
- Look for verified listings
4. Verify Documents
This is the most critical step. Never skip document verification.
- Get CS/RS/BS Porcha from AC Land Office
- Verify mutation (Namjari) status
- Check for court cases or disputes
- Confirm seller identity matches records
5. Site Visit
Visit the property in person and verify everything matches the records.
- Measure the actual plot boundaries
- Check for encroachments
- Verify access roads and utilities
- Meet neighbors for local insights
6. Negotiate & Offer
Make an informed offer based on valuation and market rates.
- Use our valuation tool for fair price estimate
- Negotiate based on document issues found
- Get everything in writing
7. Complete Registration
Finalize the purchase with proper legal documentation.
- Hire a lawyer for deed drafting
- Pay stamp duty at designated banks
- Register at Sub-Registrar Office
- Obtain certified copies of all documents
Common Mistakes to Avoid
Skipping document verificationNot visiting the actual sitePaying without a formal agreementIgnoring hidden costsBuying without checking mutation statusNot consulting a legal expert